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Kitchen Exhaust Cleaning and Insurance: What Insurers May Look For

Exhaust cleaning insurance questions are common for food businesses. Insurers take kitchen exhaust fires seriously. Here is what published insurer guidance says about cleaning, and the records that help if your insurer ever asks.

By Apex Commercial Exhaust · · 5 min read

Key takeaways

Insurance policy document beside a canopy, illustrating exhaust cleaning insurance
Illustration: an insurance policy document and a protective shield next to a kitchen exhaust canopy

Kitchen exhaust fires are a known risk for commercial kitchens, and insurers publish guidance on managing them. If you are not sure what your policy expects, this guide explains what to look for and the records worth keeping. It is general information; your own policy wording is what counts.

What published insurer guidance says

Chubb

Refers to AS 1851: hoods, filters and gutters at least monthly; exhaust ductwork at least yearly; more often for intensive use or frequent deep-frying. Recommends cleaning to bare metal by specialist cleaners.

Vero

Filters at least weekly; duct system at least every six months; more often in heavy-use kitchens. Recommends a service agreement and a service certificate for each cleaning program.

These are examples from published risk guidance, not conditions of your policy.

Exhaust cleaning insurance: check your own policy

  1. Read the property and fire sections of your policy for exhaust or ventilation conditions.
  2. Ask your broker whether cleaning frequency or certificates are required.
  3. Ask about suppression systems and extinguisher servicing conditions too.
  4. Diarise the cleaning interval you agree on.

Records worth keeping

Within the agreed scope, Apex cleans all accessible and reachable areas of the kitchen exhaust system and can provide photos and a service summary.

What a cleaning report is, and is not

A cleaning report or certificate records the work done. It is not an insurance approval, and it does not by itself establish compliance with every requirement. Confirm your insurer’s requirements directly.

Frequently asked questions

Policies may include conditions about inspection, cleaning and records. Failing to meet applicable conditions may affect coverage. Check with your insurer or broker.

Some do, or ask for service records. Requirements vary by insurer and policy.

It varies. Published examples range from weekly filter cleaning to six-monthly or yearly duct cleaning, with more frequent cleaning for heavy use.

References & further reading

Government, regulator and Standards sources mentioned in this guide (links checked November 2026; requirements can change, so check the current version):

  1. Chubb Insurance Australia, Commercial kitchens fire protection fundamentals (risk bulletin)
  2. Vero Insurance (AAI Limited), RM Insight: Cleaning of ducts and flues
  3. Fire and Rescue NSW, NSW Rural Fire Service, ACT Fire Brigade and ACT Rural Fire Service, Restaurant fire safety

Need help with your kitchen exhaust? Apex Commercial Exhaust cleans canopies, exhaust ducts, rooftop fans and grease filters for commercial kitchens across Melbourne and Victoria.

This article is general information only and is not legal, insurance or compliance advice. Requirements for your kitchen depend on your system, building and obligations.

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